Mountain Brook, Alabama

A rare opportunity to acquire a fully turn‑key Allstate agency located in Mountain Brook, Alabama, one of the most desirable and affluent markets in the state. Acquired in 2011, this agency offers strong, predictable cash flow, excellent customer retention, and a proven operating model suitable for both experienced agents and first‑time buyers.

Business Highlights

• $5.1 Million in Earned Premium

• $529,000 in Gross Revenue

• 87% Customer Retention

• Established Book of Business (14+ Years)

• Fully Turn‑Key Operation

• Attractive Demographics & Stable Market

Financial & Operational StrengthThe agency is financially sound, profitable, and well positioned for continued growth. A strong renewal base provides predictable, recurring income, while new business incentives drive meaningful upside potential. Low fixed costs allow the agency to scale production without corresponding expense pressure, supporting strong margins and long‑term value.Turn‑Key OpportunityThis is a true turn‑key operation, allowing a new owner to step in and operate immediately with:

• Established systems and workflows

• A seasoned, loyal customer base

• Consistent renewal income

• Minimal operational disruption during transition

Ideal for an existing Allstate agent seeking expansion or a qualified buyer looking to enter ownership with a stable, performing agency.Growth PotentialSignificant opportunities exist for continued growth through:

• Cross‑selling and account rounding

• Expansion of commercial and specialty lines

• Increased marketing and producer development

• Leveraging Allstate incentive programs

Transition SupportSeller is committed to a smooth and professional transition, ensuring continuity for clients, carriers, and operations.

• Asking Price: 1,300,000
• Reason for Sale: Retirement / Transition Process
• Training & Support: Available·
• Financial Performance Overview: The agency concluded Year End 2025 with strong financial results, reflecting a stable renewal base, consistent new business production, and disciplined expense management.
• Total gross revenue reached $529,015.71, with net revenue of $343,414, demonstrating a highly efficient operating model.
• The agency is financially sound, profitable, and well positioned for continued growth.
• A strong renewal base provides predictable income, while new business incentives drive upside potential.
• Low fixed costs allow the agency to scale production without corresponding expense pressure.

Key Takeaways

• The agency is financially strong, profitable, and efficiently run.

• Revenue is well diversified, with a solid foundation in renewals and meaningful upside from new business and incentive programs.

• Low fixed expenses position the agency well for scalable growth without immediate cost pressure.

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